How much do you want to borrow?

Welcome to the smartest decentralized loan marketplace. Tell us what you need, and we'll match you with the best opportunities.

50,000
₦10,000₦5,000,000+
Live Marketplace Preview

Business Growth Loan

Trust Bank Ltf4.8
8.5% /mo
98% Match

Working Capital Fast

QuickCash Finance4.5
11% /mo
92% Match
Trusted by digital lenders & microfinance banks

Lending Backed by Real-Time Trust Scores

Onboard in minutes, define your lending products, verify borrowers with tiered KYC/KYB, and manage disbursements and repayments from a single, intelligent dashboard.

Quick onboarding with Email, Phone, Finclusion ID, or SSO

Tiered KYC/KYB powered by ID Certify (BVN, NIN, Address, Docs)

End-to-end loan lifecycle: listing, applications, disbursement, repayment

Analytics on borrower behavior, TrustScore trends & portfolio health

Backed by SureBanker & ID Certify infrastructure

Lender Dashboard

Live

Total Portfolio

₦2,450,000,000

TrustScore vs Repayment Rate
Live Applications12 New
New8
Under Review15
Approved23

New Borrower Application

ID: BRW-1042

Onboard as a Lender in Minutes

Start with basic details, then unlock higher limits and features as you complete KYC/KYB tiers

1

Create Your Account

Sign up with Email, Phone, Finclusion ID, or SSO. Set a secure password.

Registration collects: First name, Middle name, Last name, Date of Birth, Country, State, City, Google Address, Next-of-kin details.

2

Verify Your Identity

Complete tiered KYC/KYB verification powered by IDCERTIFY.

Tier 1: BVN + Liveness check • Tier 2: NIN verification • Tier 3: Proof of address & documents

3

Configure Products

Define product terms, eligibility criteria, documentation, and interest rate bands.

Set loan terms, rates, and eligibility criteria to start accepting applications.

75%

Guided Onboarding, Safe-by-Default Access

New lenders get a guided, page-by-page tour of the portal. First-time clicks trigger contextual tooltips explaining features and usage.

Contextual Tooltips

Each module explains what it does and how to use it on first interaction.

Restricted Access

Before KYC/KYB completion, access limited to viewing dashboards and configuring products.

No Live Disbursements

Until verification is complete, ensuring compliance and security.

Dashboard
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Product Listing
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Application Management
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Wallet
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Analytics
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One Platform for Your Entire Lending Journey

From listing your products to handling disbursements and tracking repayments, everything lives in one place

Product Listing

Define terms, eligibility criteria, required documentation, and interest rate ranges for each product—personal loans, business loans, asset-backed facilities, and more.

Application Management

Review, approve, or decline borrower applications in a structured workflow. Filter by product type, TrustScore range, location, and status.

Disbursement Handling

Push funds directly to borrowers via traditional bank accounts or through SureBanker wallets for instant, trackable disbursement.

Repayment Monitoring

Track scheduled repayments, missed payments, and penalties in real time. Configure reminders and automated penalty rules.

Loan Marketplace

Showcase your products in a curated loan marketplace, reaching pre-verified borrowers with TrustScore-backed profiles.

Wallet & Cash Management

View your available balance, pending disbursements, and received repayments in a unified wallet dashboard.

See Beyond the Application: Borrower Behavior & TrustScore

Use data to decide, not guesswork.

  • Analyze borrower behavior across repayment history, missed payments, and interaction with the platform

  • Monitor TrustScore trends to detect improving or deteriorating creditworthiness

  • Assess portfolio health: NPL ratio, average ticket size, sector exposure, and more

TrustScore & Delinquency Trends

TrustScore Average
Delinquency Rate

Portfolio Health

98%On-time

On-time

98%

Grace

1.5%

Late

0.5%

Communicate, Resolve & Improve in Real Time

Notifications

Get instant alerts for new applications, payment reminders, and borrower activities.

Support Chat

Connect with our support team for quick resolution of any queries.

Knowledge Base

Access comprehensive guides and FAQs to master the platform.

Frequently Asked Questions

Got questions? We've got answers.

Ready to Revolutionize Your Lending?

Join hundreds of lenders leveraging SureLoans for faster, safer, and smarter lending.